The One Week Budget

(Book coming soon!)
  • Coupons! Coupons! Coupons!
    Today's $ TIP OF THE DAY is from one of my friends Micaela.

    COUPONS!!
    So as far as coupons are concerned...the coupon inserts in the newspaper usually follow the weekly ads for the stores...so, what I do is I only clip coupons for what I use (no sense in spending on something you don't use, just because you have a coupon for it!) and then I watch ads for when that item is on sale and the eureka moment is when the store is offering double coupons at the same time!

    I have bought a jar of peanut butter for $.10! I have a friend who regularly "makes" money with coupons. My goal is to add up my total savings on my bill (from the specials) and my coupon savings and have the two amounts be equal to or more than what I actually spent.

    Coupon codes online are great. Everytime I purchase something online I open a new window and search the store's name and coupon codes...then I review the current codes for the best deal. With a few extra minutes...you can save 20% or get $25 off of $100 or more or at the very least free shipping.

    And, I always check ebay and craigslist before I buy something elsewhere. Many people re-sell something (brand new) for less than a store offers it!




























    -The Budgetnista (via Micaela)

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  • Talk Is Cheap: April 26, 2010
    $ TIP OF THE DAY: Make cheap phone calls. If you have family overseas you should consider dropping your phone service and calling cards and use Skype, Vonage VOIP or some other VOIP service instead. VOIP means Voice over Internet Protocol. Basically you talk using the internet verses the phone lines. If you already have internet it can cost you little to NOTHING a month!

    VoIP calls can be placed across the Internet. Most Internet connections are charged using a flat monthly fee structure.

    Using the Internet connection for both data traffic and voice calls can allow consumers to get rid of one monthly payment. In addition, VoIP plans do not charge a per-minute fee for long distance.

    For International calling, the monetary savings to the consumer from switching to VoIP technology can be enormous.

    find me on twitter: @thebudgetnista

    -book coming soon-
    -The Budgetnista



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  • 8 days / 7 nights / 2 cities / 1 marathon / California < $400! : April 20, 2010
    8 days / 7 nights / 2 cities / 1 marathon / California and all for under $400!

    How?

    Flight: $278 ($299 w/ tax) I booked this flight online directly with Continental Airlines. I just kept checking regularly and waited for the price to drop; when it did, I bought my ticket right away! (sidenote: I live in and will be flying from NJ)

    Lodging: FREE, I’m going with a friend and staying with friends, and friends of my friend.

    Car: FREE, friends (gotta love them!)

    Cities: LA and San Diego

    Marathon: My friend is running in the San Diego Marathon. I’ll be cheering her on from the sidelines(naturally)

    Food/Entertainment: $100, I’m pretty frugal and doubt I’ll even use all $100. I plan to go to the grocery store rather than eat out constantly. Also, I don’t drink and am not much of a club person (although I do have an LA scene hook-up). Give me a free beach any (and every) day!

    Total: $299 + $100 = $399!

    Cost: PRICELESS
    56 minutes ago ·


    -The Budgetnista

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  • Down With Overdraft Fees!: April 20,2010
    $ TIP OF THE DAY: Down with overdraft fees! President O. has enacted a new law whereby banks MUST now OPENLY give you the choice of overdraft protection when you open a new account. Choose NO for both new and existing accounts!

    Why?


    Choosing no simply means you’ll go back to the old days. Remember? (cue dream sequence music) Way-back-when, if you didn’t have the funds available your transaction would simply be denied vs continually swiping and running up a humongous overdraft bill.

    Have you ever paid $35 for overdrafting $5?! I have and it’s enough to make you scream! Did you know you’ve always had a choice with overdraft protection? It’s one of the bank’s greatest moneymakers so they automatically enrolled people for their ‘convenience’.

    Now that you know; Choose no when you open a new account and call up your current bank and drop the overdraft protection option on your old accounts (unless you want it) today!

    -The Budgetnista

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About Me

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I’m Tiffany aka The Budgetnista! I’ve always been good at budgeting; bought every car I’ve ever owned in cash, owned my own home by 25, credit score in the high 700’s-800’s (and that was when I was 23!), wrote a book to teach others how to follow suit (The One Week Budget).>>>>>>>>>>>>>>>>>>>>>>>>>>>> If you’re motivated to change your financial situation, please JOIN THE MOVEMENT and get my free $ TIPS OF THE DAY and upcoming ebook, BI30 (Budget in 30 minutes) for FREE!!

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