$ TIP OF THE DAY: Today’s tip is a CHALLENGE. Monday is my ‘allowance’ day. I know how much cash I need for the month. I divide the amt. by 4 and take the cash I need each week on Mondays. Give yourself an allowance today and challenge yourself not to spend more! Cash item: gas, groceries, laundry, toll, entertainment, grooming etc.


Who's up for the challenge?!