The One Week Budget
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Don't Regret Your Refund: 4/17/2010
$ TIP OF THE DAY: Are you having (tax) refund regrets? Have you spent all of your money already, or even worse, spent it (via credit) before you received it? I'm here to be the voice of reason and say NO MORE!! The next time you receive your refund (or any lump sum of money) make a plan!
Example Refund Plan:Total refund- $2750.00Visa credit card (pay off):$765New clothes:$400Car maintenance:$250LLC(a business)filing fee:$125New curtains:$130Mini Vacay to Miami:$450Savings:(save AT LEAST 20%):$630------------------------------------Total: $2750Tip: When you create your 'Money List', you must BE SPECIFIC! Tape your list somewhere visible and let someone know about your plans. This way you will be held accountable for executing your spending plan.
-The Budgetnista
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